Karmacash

Loans for gig workers

For delivery partners, ride-hailing drivers, home-service professionals and freelancers.

  • Borrow Rs 15,000 to Rs 3,00,000 for a vehicle repair, a phone, tools or a gap between payouts.
  • Regular payouts from platforms into your bank account show your earning pattern. That counts in your favour.
  • No salary slip needed. We read your bank statement through the RBI Account Aggregator, with your consent.
  • First loans go up to Rs 50,000. Repay on time and your limit can grow.
  • Repay in equal monthly EMIs over 6, 9 or 12 months, auto-debited from your bank account.