Karmacash
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Loans for small traders

For kirana stores, street vendors, small shops and home businesses that take payments by UPI.

  • Borrow Rs 15,000 to Rs 3,00,000 for stock, equipment or a busy season.
  • Your UPI receipts show how many customers pay you and how steady your sales are. That counts in your favour.
  • GST filings and Udyam registration help but are not required.
  • First loans go up to Rs 50,000. Repay on time and your limit can grow.
  • Repay in equal monthly EMIs over 6, 9 or 12 months, auto-debited from your bank account.
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